I have been in the mortgage industry for over 25 years, and primarily serve the Northern Neck region of Virginia. I live in Irvington with my family and enjoy golfing in my spare time.

My expertise includes Conventional and Construction to Perm financing. I enjoy helping grow Freedom First Credit Union into a new region of the state, using my educational background with degrees from Christopher Newport College and Old Dominion University.

Call me today and see how Freedom First can make your housing dreams come true.


Happy family of 3 standing in front of their new home

Down Payment Assistance

We have a variety of down payment assistance programs for people of all walks of life. Speak with one of our experts today to see if you qualify for one of our programs.

Young parents playing with their daughter in a cardboard box on moving day

Mortgage Resources

Looking for some additional information about buying a home? Browse our resource library!


Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.