Freedom First

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Process transactions in-store, online, and on-the-go.
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Educational resources for business owners & access to industry experts.
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Bring financial expertise directly to your workplace!
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Open your business banking account online or with the help of our expert team.

Questions about our new online banking system?


Find your freedom today.

Whatever your banking needs - from personal to business banking, to commercial lending and private banking, to Impact Banking and financial counseling - you can Find Your Freedom at Freedom First.

Portrait of KJ Ford
"It's like you're doing business with a friend or family. There's trust and a genuine connection."

- KJ Ford, Owner of K&J Properties in the New River Valley
Portrait of Scott Elliott
"Community is very important to me, and it is very important to my team. Without the community, we wouldn't have a business."

- Scott Elliott, Owner of Custom Structures in Lynchburg

Jeremiah Clarke meeting with a client at his office

Business certificates

  • Earns a higher dividend rate than regular share account
  • Steady, predictable returns with a fixed rate
  • Tiered minimum balances begin at $500
  • Terms of 12-60 months available

Professional young man meeting with a Freedom First banker

Indexed money markets

  • Keep your assets liquid
  • Earn a higher dividend rate than a regular share account
  • Tiered minimum balances start at $5,000
  • Indexed to the 90-day U.S. Treasury Bill













More from Freedom First

Explore everything we have to offer.
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Everything you need, all in one place - no matter where you are in life.
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You worked hard to earn your wealth - our team can help you manage finances today and grow for the future.
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Our experts in investing and retirement planning help you see the whole picture and live your best life.
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Use this tool to help you find the products and services that fit your unique needs.
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Learn why Freedom First is the place Where People Bank for Good.
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Our volunteer board of directors represent our community.
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Learn about all of the ways Freedom First impacts the communities in which we live.
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Interested in what we do? Join the Freedom First team!

At Freedom First, we measure our value by how much we give back.