Freedom First members who qualify can take advantage of our special offers. Check back often for new specials on money markets, certificates, home equity loans, credit cards and more!
13-Month Special Certificate up to 4.25% APY1

Lock in this great rate while you still can for 13 months!

Tier APY Minimum New Money Required
$5,000-$24,999 3.75% $5,000
$25,000-$49,999 4.00% $25,000
$50,000-$1,000,000 4.25% $50,000


Questions? Visit your nearest branch or call us anytime at 540-389-0244 (local) / 866-389-0244 (toll-free).
 
1 APY (Annual Percentage Yield) as of 10/21/2024. Minimum Certificate amounts are required to open the Certificate at these promotional rates and must come from sources other than Freedom First Credit Union. Existing Freedom First Certificates must be within their grace period to renew to receive this offer and must meet new money requirements. Upon maturity, Certificates will automatically renew as 12-month Certificates at the prevailing APYs for those terms. Early withdrawals may incur substantial penalties. This limited time offer is subject to change at any time without notice.

3X Rewards Points for Rewards Visa® on Amazon.com™

Use your Freedom First Rewards Visa® credit card on Amazon between October 1, 2024 and December 31, 2024 and get 3 rewards points per $1 spent on your purchases!6 That's 3X your usual rewards, and just in time for holiday shopping!


3X Rewards Points for Business Rewards Visa® on Amazon.com™

Use your Freedom First Business Rewards Visa® credit card on Amazon between October 1, 2024 and December 31, 2024 and get 3 rewards points per $1 spent on your purchases!7 That's 3X your usual rewards you can earn - and just in time for holiday shopping!


5X Rewards Points for Private Reserve Rewards Visa® on Amazon.com™

Use your Freedom First Private Reserve Rewards Visa® credit card on Amazon between October 1, 2024 and December 31, 2024 and get 5 rewards points per $1 spent on your purchases!8 That's 5X your usual rewards - just in time for holiday shopping!



Disclosures:

6 Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. Earn 3 Rewards points per $1 spent on Amazon.com™ from 10/1/2024 (or the date on which you activate your Rewards Credit Card, whichever is later) through 12/31/2024. Amazon.com purchases include those made through the Amazon.com checkout, like digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. Also includes in-store at Amazon Go, Amazon Bookstore, and Amazon 4-Star. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.

7 Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. Earn 3 Rewards points per $1 spent on Amazon.com™ from 10/1/2024 (or the date on which you activate your Business Rewards Credit Card, whichever is later) through 12/31/2024. Amazon.com purchases include those made through the Amazon.com checkout, like digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. Also includes in-store at Amazon Go, Amazon Bookstore, and Amazon 4-Star. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.

8 Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. Earn 5 Rewards points per $1 spent on Amazon.com™ from 10/1/2024 (or the date on which you activate your Private Reserve Rewards Credit Card, whichever is later) through 12/31/2024. Amazon.com purchases include those made through the Amazon.com checkout, like digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. Also includes in-store at Amazon Go, Amazon Bookstore, and Amazon 4-Star. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by Freedom First Credit Union. Contact Freedom First Credit Union at (540) 389-0244 for additional information on all of our loan products.
EquityFlex - no closing costs or appraisal fee for loans under $100,000*

We have a unique option for home equity! With EquityFlex, you can lock in a rate for 5 years and it will continue to adjust every 5 years over the life of the loan - instead of every time the Prime Rate changes.*

For loans that are $100,000 or less, you can also skip the closing costs and appraisal fee with this special offer! Check today's rates and see if this product is right for you.


Questions? Visit your nearest branch or call us anytime at 540-389-0244 (local) / 866-389-0244 (toll-free).

*Certain restrictions apply. Find the full terms and conditions, or check rates.









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