If you're looking for a home loan that requires a lower down payment and flexible credit qualifications, an FHA loan may be a good option for you.
  • It’s an affordable option on a government-insured home loan with flexible credit qualifications
  • Best suited for a homebuyer with fair credit looking to buy a modest home for themselves
  • Lower down payment and gifted funds options available
  • Manufactured homes on permanent foundations may be eligible
  • Maximum loan limits determined by locality
Contact any member of our Mortgage Team for more details!







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Frequently Asked Questions

Looking for some additional assistance about home loans? See if our FAQs can help!

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Mortgage Resources

Looking for some additional information about buying a home? Browse our resource library!

*Monthly Mortgage Insurance Premiums (MIP) and Upfront Mortgage Insurance Premiums (UFMIP) apply. For more details, please contact one of our Mortgage Loan Originators directly. Certain conditions and/or restrictions apply.  All information provided on this web page is for educational purposes only and is subject to change at any time without notice. For the most up-to-date and accurate terms, conditions, and rates on any given product, please contact Freedom First directly.

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Our local mortgage experts are just a call or click away if you have any questions about buying or refinancing a home!

Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.