If you're looking for a home in a rural area and want 100% financing, a USDA loan may be a good fit for you.
Why would I want this loan?
- It’s an affordable, government-insured 100% financing option for homebuyers
Who is this loan for?
- Best suited for a homebuyer with good credit looking to buy a home for themselves in rural areas
Loan Features
- 0% down payment available for qualified rural properties*
- Gifted funds options available to cover buyer costs
- Subject to HUD income eligibility requirements
How can I apply for this loan?
Contact any member of our Mortgage Team for more details!
- Call 540-339-3868
- Email mortgages@freedomfirst.com
- Directly reach out to any one of our Mortgage Loan Officers
- Fill out our mortgage contact form
Frequently Asked Questions
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Mortgage Resources
Looking for some additional information about buying a home? Browse our resource library!
*Monthly Mortgage Insurance Premiums (MIP) and Upfront Mortgage Insurance Premiums (UFMIP) apply. For more details, please contact one of our Mortgage Loan Originators directly. Certain conditions and/or restrictions apply. All information provided on this web page is for educational purposes only and is subject to change at any time without notice. For the most up-to-date and accurate terms, conditions, and rates on any given product, please contact Freedom First directly.
We're Here to help.
Our local mortgage experts are just a call or click away if you have any questions about buying or refinancing a home!
Note: The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Visit https://www.consumerfinance.gov/hmda.